<?xml version="1.0" encoding="UTF-8"?>
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        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
        http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- Core conversion pages — highest priority -->
  <url>
    <loc>https://healthplan-match.com/</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://healthplan-match.com/enroll</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.95</priority>
  </url>
  <url>
    <loc>https://healthplan-match.com/lp</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://healthplan-match.com/find-plans</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://healthplan-match.com/stm-dvh</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Informational pages -->
  <url>
    <loc>https://healthplan-match.com/plans</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://healthplan-match.com/how-it-works</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://healthplan-match.com/faq</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://healthplan-match.com/reviews</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://healthplan-match.com/health-news</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://healthplan-match.com/blog</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://healthplan-match.com/connect</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://healthplan-match.com/privacy-policy</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>

  <!-- SEO Guides — state-specific job loss coverage -->
  <url>
    <loc>https://healthplan-match.com/guides/health-insurance-after-losing-job-new-hampshire</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://healthplan-match.com/guides/health-insurance-after-losing-job-florida</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://healthplan-match.com/guides/health-insurance-after-losing-job-texas</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

</urlset>
